SUMMARY OF STANDARD TERMS AND CONDITIONS OF RYAN HOGARTY LTD.

Payment Terms

Monthly Coaching Sessions:

• Payments are either payable by Coaching App Delenta and Stripe (for card payments) and, Xero for bespoke engagements

• Fees are payable monthly in advance.

Bespoke Coaching Engagements/Invoices

• Managed via Xero.

• 50% deposit required on acceptance and to secure the work.

• Remaining balance payable 7 days before delivery.

Late Payments

• Outstanding payments will accrue interest at the 8% plus the Bank of England base rate.

Bank Details:

Bank: Monzo Business

Bank Account: 11838096

Bank code: 04-00-03

1. Professional Boundaries & Responsibility

• Nature of Coaching: Coaching is a collaborative process and is not a substitute for professional mental health care, medical care, or legal/financial advice.

• Client Accountability: The Client is solely responsible for creating and implementing their own decisions, actions, and results arising out of the coaching relationship.

2. Cancellation & Rescheduling

• Notice Period: A minimum of 24 hours’ notice is required to reschedule or cancel a session.

• Late Cancellation: Sessions cancelled with less than 24 hours' notice, or missed sessions ("no-shows"), will be charged at the full rate and are non-refundable.

3. Intellectual Property (IP)

• All materials, frameworks, and resources provided during the coaching relationship remain the exclusive property of Ryan Hogarty Ltd.